Amex Platinum Canada
- Annual fee
- $799
- Earns
- MR points
- Point value
- 2 CPP
- Credits a year
- Up to $740
Welcome offer
Earn 70,000 MR points after you spend $10,000 in 3 months
≈ $1,400 at 2 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel booked through Amex Travel Online | 3x | 6% |
| Travel | 2x | 4% |
| Dining | 2x | 4% |
| Groceries | 1x | 2% |
| Gas | 1x | 2% |
| Everything else | 1x | 2% |
Return is what each $1 of spend is worth with points valued at 2 CPP.
Credits and benefits
- Annual Travel Credit$200 a card member year
- Annual Dining Credit$200 a calendar year
- Instacart statement credit$20 a month
- NEXUS application/renewal credit$100 every 4 years
- Hilton Honors Gold StatusIncluded
- Marriott Bonvoy Gold Elite StatusIncluded
Up to $740 a year if you use every credit. Track them in the benefits tracker
Lounge access
The Platinum Card includes the American Express Global Lounge Collection (1,550+ lounges as of 06/2026). Through 2026-12-31, Plaza Premium and Priority Pass access is unlimited, with 1 free guest per visit (Priority Pass: Basic and Supplementary Platinum Cardmembers; Plaza Premium: the Basic Cardmember). From 2027-01-01, the Basic Cardmember gets 6 complimentary Plaza Premium visits and 6 Priority Pass visits per calendar year, and each Supplementary Platinum Cardmember gets 2 of each; Supplementary Gold cards on the account get none. A visit is one person's entry, so guests use up visits; unused visits do not roll over and further visits are charged. Spending $20,000 in eligible purchases on the account in a calendar year (2026 spend counts) unlocks unlimited Plaza Premium and Priority Pass access, with 1 free guest per visit, for all Platinum cardholders on the account for the rest of that year and all of the next. Centurion Lounges: since 2026-07-08, Platinum cards issued outside the U.S. get 1 complimentary guest per visit (additional guests US$50, children 2 to 17 US$30), and guests must be on the cardholder's flight. Delta Sky Club access needs a same-day Delta-operated or Delta-marketed flight (not Basic Economy); guests pay Delta's rate. Escape Lounges in the U.S. admit up to 2 guests or immediate family free. Centurion, Escape, Delta Sky Club and the other Global Lounge Collection lounges stay unlimited after 2027-01-01.
Lounges it gets you into
- American Express Centurion Lounges (37)
- Priority Pass lounges (878)
- Plaza Premium Lounges (90)
- Delta Sky Clubs (55)
- Escape Lounges (25)
Guests
- Centurion: 1 free guest, then $50 per guest
- Priority Pass: no free guests; 1 free after $20,000 of spend in a year
- Plaza Premium: no free guests; 1 free after $20,000 of spend in a year
- Sky Club: no free guests, then $50 per guest
- Escape Lounge: 2 free guests
Transfer partners for MR points
| Partner | Ratio | Transfer time |
|---|---|---|
| Accor Live Limitless | 1:0.5 | Usually immediate, up to 48 hours |
| Air Canada Aeroplan | 1:1 | Instant (up to 30 minutes) |
| British Airways | 1:1 | Up to 30 minutes |
| Cathay Pacific | 1:0.75 | 5 business days |
| Delta | 1:0.75 | Instant (up to 30 minutes) |
| Flying Blue AIR FRANCE KLM | 1:1 | Up to 5 business days |
| Hilton Honors | 1:1 | 5 business days |
| Marriott Bonvoy | 1:1.2 | Up to 48 hours |
About the Amex Platinum Canada
The Amex Platinum Canada is a personal American Express card from Amex with a $799 annual fee that earns MR points. It earns 3x on travel booked through Amex Travel Online, 2x on travel, 2x on dining and 1x on everything else. The current welcome offer: earn 70,000 MR points after you spend $10,000 in 3 months. It comes with 4 statement credits worth up to $740 a year if you use them all. Cardholders get access to The Centurion Lounge (unlimited; 1 complimentary guest on the same flight, additional guests US$50), Priority Pass (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year, or unlimited after $20,000 in calendar-year spend) and Plaza Premium Lounges (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year, or unlimited after $20,000 in calendar-year spend). Points transfer to 8 airline and hotel partners, including Accor Live Limitless, Air Canada Aeroplan and British Airways. AwardHack values MR points at 2 CPP.
Frequently asked questions
What is the Amex Platinum Canada annual fee?
The Amex Platinum Canada has a $799 annual fee. Its statement credits add up to $740 a year if you use all of them.
What is the Amex Platinum Canada welcome bonus?
Earn 70,000 MR points after you spend $10,000 in 3 months. AwardHack values that at about $1,400.
Does the Amex Platinum Canada include airport lounge access?
Yes: The Centurion Lounge (unlimited; 1 complimentary guest on the same flight, additional guests US$50), Priority Pass (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year, or unlimited after $20,000 in calendar-year spend), Plaza Premium Lounges (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year, or unlimited after $20,000 in calendar-year spend), Delta Sky Club (when flying a same-day Delta flight, not Basic Economy), Escape Lounges in the U.S. (unlimited, up to 2 guests free) and Other American Express Global Lounge Collection partners, incl. Executive Lounges by Swissport in Canada (unlimited). The Platinum Card includes the American Express Global Lounge Collection (1,550+ lounges as of 06/2026). Through 2026-12-31, Plaza Premium and Priority Pass access is unlimited, with 1 free guest per visit (Priority Pass: Basic and Supplementary Platinum Cardmembers; Plaza Premium: the Basic Cardmember). From 2027-01-01, the Basic Cardmember gets 6 complimentary Plaza Premium visits and 6 Priority Pass visits per calendar year, and each Supplementary Platinum Cardmember gets 2 of each; Supplementary Gold cards on the account get none. A visit is one person's entry, so guests use up visits; unused visits do not roll over and further visits are charged. Spending $20,000 in eligible purchases on the account in a calendar year (2026 spend counts) unlocks unlimited Plaza Premium and Priority Pass access, with 1 free guest per visit, for all Platinum cardholders on the account for the rest of that year and all of the next. Centurion Lounges: since 2026-07-08, Platinum cards issued outside the U.S. get 1 complimentary guest per visit (additional guests US$50, children 2 to 17 US$30), and guests must be on the cardholder's flight. Delta Sky Club access needs a same-day Delta-operated or Delta-marketed flight (not Basic Economy); guests pay Delta's rate. Escape Lounges in the U.S. admit up to 2 guests or immediate family free. Centurion, Escape, Delta Sky Club and the other Global Lounge Collection lounges stay unlimited after 2027-01-01.
Where can I transfer MR points?
To 8 partners: Accor Live Limitless (1:0.5), Air Canada Aeroplan (1:1), British Airways (1:1), Cathay Pacific (1:0.75), Delta (1:0.75), Flying Blue AIR FRANCE KLM (1:1), Hilton Honors (1:1) and Marriott Bonvoy (1:1.2).
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