Amex Business Platinum Canada
- Annual fee
- $799
- Earns
- MR points
- Point value
- 2 CPP
- Credits a year
- Up to $660
Welcome offer
Earn 80,000 MR points after you spend $15,000 in 3 months
≈ $1,600 at 2 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Travel | 1.25x | 2.5% |
| Dining | 1.25x | 2.5% |
| Groceries | 1.25x | 2.5% |
| Gas | 1.25x | 2.5% |
| Everything else | 1.25x | 2.5% |
Return is what each $1 of spend is worth with points valued at 2 CPP.
Credits and benefits
- Annual Travel Credit$200 a card member year
- Wireless credit$10 a month
- Instacart statement credit$20 a month
- NEXUS application/renewal credit$100 every 4 years
- Hilton Honors Gold StatusIncluded
- Marriott Bonvoy Gold Elite StatusIncluded
Up to $660 a year if you use every credit. Track them in the benefits tracker
Lounge access
The Business Platinum Card includes the American Express Global Lounge Collection (1,550+ lounges as of 06/2026). Through 2026-12-31, Plaza Premium and Priority Pass access is unlimited, with 1 free guest per visit. From 2027-01-01, the Basic Cardmember gets 6 complimentary Plaza Premium visits and 6 Priority Pass visits per calendar year, and each Supplementary Business Platinum Cardmember gets 2 of each; Supplementary Gold cards on the account get none. A visit is one person's entry, so guests use up visits; unused visits do not roll over and further visits are charged. Spending $20,000 in eligible purchases on the account in a calendar year (2026 spend counts) unlocks unlimited Plaza Premium and Priority Pass access, with 1 free guest per visit, for all Business Platinum cardholders on the account for the rest of that year and all of the next. Centurion Lounges: since 2026-07-08, Platinum cards issued outside the U.S. get 1 complimentary guest per visit (additional guests US$50, children 2 to 17 US$30), and guests must be on the cardholder's flight. Delta Sky Club access needs a same-day Delta-operated or Delta-marketed flight (not Basic Economy); guests pay Delta's rate. Centurion, Delta Sky Club and the other Global Lounge Collection lounges stay unlimited after 2027-01-01.
Lounges it gets you into
- American Express Centurion Lounges (37)
- Priority Pass lounges (878)
- Plaza Premium Lounges (90)
- Delta Sky Clubs (55)
Guests
- Centurion: 1 free guest, then $50 per guest
- Priority Pass: no free guests; 1 free after $20,000 of spend in a year
- Plaza Premium: no free guests; 1 free after $20,000 of spend in a year
- Sky Club: no free guests, then $50 per guest
Transfer partners for MR points
| Partner | Ratio | Transfer time |
|---|---|---|
| Accor Live Limitless | 1:0.5 | Usually immediate, up to 48 hours |
| Air Canada Aeroplan | 1:1 | Instant (up to 30 minutes) |
| British Airways | 1:1 | Up to 30 minutes |
| Cathay Pacific | 1:0.75 | 5 business days |
| Delta | 1:0.75 | Instant (up to 30 minutes) |
| Flying Blue AIR FRANCE KLM | 1:1 | Up to 5 business days |
| Hilton Honors | 1:1 | 5 business days |
| Marriott Bonvoy | 1:1.2 | Up to 48 hours |
About the Amex Business Platinum Canada
The Amex Business Platinum Canada is a business American Express card from Amex with a $799 annual fee that earns MR points. The current welcome offer: earn 80,000 MR points after you spend $15,000 in 3 months. It comes with 4 statement credits worth up to $660 a year if you use them all. Cardholders get access to The Centurion Lounge (unlimited; 1 complimentary guest on the same flight, additional guests US$50), Priority Pass (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year, or unlimited after $20,000 in calendar-year spend) and Plaza Premium Lounges (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year, or unlimited after $20,000 in calendar-year spend). Points transfer to 8 airline and hotel partners, including Accor Live Limitless, Air Canada Aeroplan and British Airways. AwardHack values MR points at 2 CPP.
Frequently asked questions
What is the Amex Business Platinum Canada annual fee?
The Amex Business Platinum Canada has a $799 annual fee. Its statement credits add up to $660 a year if you use all of them.
What is the Amex Business Platinum Canada welcome bonus?
Earn 80,000 MR points after you spend $15,000 in 3 months. AwardHack values that at about $1,600.
Does the Amex Business Platinum Canada include airport lounge access?
Yes: The Centurion Lounge (unlimited; 1 complimentary guest on the same flight, additional guests US$50), Priority Pass (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year, or unlimited after $20,000 in calendar-year spend), Plaza Premium Lounges (unlimited through 2026-12-31; from 2027-01-01, 6 complimentary visits per calendar year, or unlimited after $20,000 in calendar-year spend), Delta Sky Club (when flying a same-day Delta flight, not Basic Economy) and Other American Express Global Lounge Collection partners (unlimited). The Business Platinum Card includes the American Express Global Lounge Collection (1,550+ lounges as of 06/2026). Through 2026-12-31, Plaza Premium and Priority Pass access is unlimited, with 1 free guest per visit. From 2027-01-01, the Basic Cardmember gets 6 complimentary Plaza Premium visits and 6 Priority Pass visits per calendar year, and each Supplementary Business Platinum Cardmember gets 2 of each; Supplementary Gold cards on the account get none. A visit is one person's entry, so guests use up visits; unused visits do not roll over and further visits are charged. Spending $20,000 in eligible purchases on the account in a calendar year (2026 spend counts) unlocks unlimited Plaza Premium and Priority Pass access, with 1 free guest per visit, for all Business Platinum cardholders on the account for the rest of that year and all of the next. Centurion Lounges: since 2026-07-08, Platinum cards issued outside the U.S. get 1 complimentary guest per visit (additional guests US$50, children 2 to 17 US$30), and guests must be on the cardholder's flight. Delta Sky Club access needs a same-day Delta-operated or Delta-marketed flight (not Basic Economy); guests pay Delta's rate. Centurion, Delta Sky Club and the other Global Lounge Collection lounges stay unlimited after 2027-01-01.
Where can I transfer MR points?
To 8 partners: Accor Live Limitless (1:0.5), Air Canada Aeroplan (1:1), British Airways (1:1), Cathay Pacific (1:0.75), Delta (1:0.75), Flying Blue AIR FRANCE KLM (1:1), Hilton Honors (1:1) and Marriott Bonvoy (1:1.2).
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