Hotels in St. Thomas with credit card perks
St. Thomas has 3 hotels with credit card or loyalty perks: 2 in Amex Fine Hotels + Resorts, 2 in The Edit by Chase Travel, 1 in Amex The Hotel Collection and 1 in Bilt Home Away From Home. 2 hotels are in more than one program, so you can pick whichever card credit you haven't used. The lowest typical night is at The Westin St. Thomas Beach Resort & Spa, about $940 before taxes.
St. Thomas hotels by program
- Amex Fine Hotels + Resorts2
Amex Platinum: $300 hotel credit
From $1,324 a typical night at Buoy Haus Beach Resort St. Thomas, Autograph Collection
- Chase The Edit2
Chase Sapphire Reserve: $250 Edit credit, 2+ nights
From $1,324 a typical night at Buoy Haus Beach Resort St. Thomas, Autograph Collection
- Amex The Hotel Collection1
Amex Platinum: $300 hotel credit, 2+ nights
From $940 a typical night at The Westin St. Thomas Beach Resort & Spa
- Bilt Home Away From Home1
Bilt Palladium: $200 hotel credit, 2+ nights
From $1,542 a typical night at The Ritz-Carlton, St. Thomas
All 3 hotels
| Hotel | Programs | Typical night |
|---|---|---|
| Buoy Haus Beach Resort St. Thomas, Autograph Collection | FHR 路 The Edit | $1,324 |
| The Ritz-Carlton, St. Thomas | FHR 路 The Edit 路 Bilt | $1,542 |
| The Westin St. Thomas Beach Resort & Spa | THC | $940 |
Typical night is the median nightly rate we track for the next 12 months, before taxes, as of November 2026. Estimates assume the credit is unused. Sign in on a hotel's page for its cheapest nights. Guest ratings are out of 10, with the number of reviews. See them on the Hotel Credits Map
Frequently asked questions
Which card programs have the most hotels in St. Thomas?
Amex Fine Hotels + Resorts (2), Chase The Edit (2), Amex The Hotel Collection (1) and Bilt Home Away From Home (1).
What's the cheapest hotel with card perks in St. Thomas?
By typical nightly price before taxes: The Westin St. Thomas Beach Resort & Spa ($940, THC), Buoy Haus Beach Resort St. Thomas, Autograph Collection ($1,324, FHR, The Edit) and The Ritz-Carlton, St. Thomas ($1,542, FHR, The Edit, Bilt).
Which St. Thomas hotels are in both Amex FHR and Chase's The Edit?
Buoy Haus Beach Resort St. Thomas, Autograph Collection and The Ritz-Carlton, St. Thomas. Both include breakfast for two and a property credit. The Amex Platinum's $300 credit needs no minimum stay; the Sapphire Reserve's $250 Edit credit needs a prepaid stay of 2 nights or more.
Which card credits can pay for a hotel in St. Thomas?
The Amex Platinum's $300 hotel credit (FHR, or THC with 2+ nights), the Chase Sapphire Reserve's $250 Edit credit (The Edit with 2+ nights) and the Bilt Palladium's $200 hotel credit (Bilt with 2+ nights).