Amtrak Guest Rewards Preferred
- Annual fee
- $99
- Earns
- Amtrak Guest Rewards points
- Point value
- 2.5 CPP
Welcome offer
Earn 25,000 Amtrak Guest Rewards points after you spend $1,500 in 3 months
≈ $625 at 2.5 CPP
Earning rates
| Category | Earns | Return |
|---|---|---|
| Purchases with Amtrak | 3x | 7.5% |
| Travel | 2x | 5% |
| Dining | 2x | 5% |
| Groceries | 1x | 2.5% |
| Gas | 1x | 2.5% |
| Everything else | 1x | 2.5% |
Return is what each $1 of spend is worth with points valued at 2.5 CPP.
Lounge access
No airport lounge access. The card includes an Amtrak station lounge pass at account opening and on each card anniversary, for Amtrak station lounges such as the Metropolitan Lounges.
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
Underwriting sensitivity
First National Bank of Omaha is known to decline applicants with several recent credit inquiries.
About the Amtrak Guest Rewards Preferred
The Amtrak Guest Rewards Preferred is a personal Mastercard card from FNBO with a $99 annual fee that earns Amtrak Guest Rewards points. It earns 3x on purchases with Amtrak, 2x on travel, 2x on dining and 1x on everything else. The current welcome offer: earn 25,000 Amtrak Guest Rewards points after you spend $1,500 in 3 months. Cardholders get access to Amtrak station lounge pass (1 at account opening and each card anniversary). AwardHack values Amtrak Guest Rewards points at 2.5 CPP.
Frequently asked questions
What is the Amtrak Guest Rewards Preferred annual fee?
The Amtrak Guest Rewards Preferred has a $99 annual fee.
What is the Amtrak Guest Rewards Preferred welcome bonus?
Earn 25,000 Amtrak Guest Rewards points after you spend $1,500 in 3 months. AwardHack values that at about $625.
Does the Amtrak Guest Rewards Preferred include airport lounge access?
Yes: Amtrak station lounge pass (1 at account opening and each card anniversary). No airport lounge access. The card includes an Amtrak station lounge pass at account opening and on each card anniversary, for Amtrak station lounges such as the Metropolitan Lounges.
Does the Amtrak Guest Rewards Preferred count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Similar cards
Offers, fees and benefits change often. Check the issuer's site before you apply.