Amex Platinum Authorized User
- Annual fee
- $195
- Earns
- Amex Membership Rewards points
- Point value
- 1.99 CPP
- Credits a year
- Up to $120
Welcome offer
This card has no welcome bonus right now.
Earning rates
| Category | Earns | Return |
|---|---|---|
| Flights booked directly with airlines | 5x | 9.95% |
| Travel booked through AmexTravel | 5x | 9.95% |
| Travel | 1x | 1.99% |
| Dining | 1x | 1.99% |
| Groceries | 1x | 1.99% |
| Gas | 1x | 1.99% |
| Everything else | 1x | 1.99% |
Return is what each $1 of spend is worth with points valued at 1.99 CPP.
Credits and benefits
- Global Entry/TSA PreCheck Credit$120 every 4 years
- Hilton Gold StatusIncluded
- Marriott Bonvoy Gold StatusIncluded
Up to $120 a year if you use every credit. Track them in the benefits tracker
Lounge access
Each Additional Platinum Card Member gets their own access on the same terms, including their own 10 Delta Sky Club visits. Unlimited Centurion Lounge access (including Sidecar by The Centurion Lounge), entering within 3 hours of departure or 5 hours on a layover. Guests are $50 each ($30 ages 2-17, under 2 free) and, from July 8, 2026, must be on the same flight; up to 2 guests are free after $75,000 in eligible purchases in a calendar year. 10 Delta Sky Club visits per card each year (Feb 1 to Jan 31) on same-day Delta-operated flights, not on Basic Economy, unlimited after $75,000 in calendar-year spend; extra visits and guests $50 each. Priority Pass Select (enrollment required, lounges only) with 2 free guests, Escape Lounges with 2 free guests (flight booked with a U.S. American Express card) and Plaza Premium Lounges with 2 free guests. Lufthansa lounge access ended on October 1, 2026.
Lounges it gets you into
- American Express Centurion Lounges (37)
- Delta Sky Clubs (55)
- Priority Pass lounges (878)
- Escape Lounges (25)
- Plaza Premium Lounges (90)
Guests
- Centurion: no free guests, then $50 per guest; 2 free after $75,000 of spend in a year
- Sky Club: no free guests, then $50 per guest
- Priority Pass: 2 free guests, then $35 per guest
- Escape Lounge: 2 free guests
- Plaza Premium: 2 free guests
Transfer partners for Amex Membership Rewards points
| Partner | Ratio | Transfer time |
|---|---|---|
| Aer Lingus | 1:1 | Almost Instant |
| AeroMexico | 1:1.6 | 2-12 days |
| Air Canada Aeroplan | 1:1 | Almost Instant |
| ANA | 1:1 | 2-3 days |
| Avianca Airlines | 1:1 | Almost Instant |
| British Airways | 1:1 | Almost Instant |
| Cathay Pacific | 5:4 | 1-7 days |
| Choice | 1:1 | Almost Instant |
| Delta | 1:1 | Almost Instant |
| Emirates | 5:4 | Almost Instant |
| Flying Blue AIR FRANCE KLM | 1:1 | Almost Instant |
| Hilton Honors | 1:2 | Up to 24 hours |
| Iberia | 1:1 | 1-3 days |
| JetBlue | 1:0.8 | Almost Instant |
| LHF Leaders Club | 4:1 | Almost Instant |
| Marriott Bonvoy | 1:1 | Almost instant |
| Qantas Airways | 1:1 | Almost instant |
| Qatar Airways | 1:1 | Almost instant |
| Singapore Airlines | 1:1 | 1-2 days |
| Virgin Atlantic | 1:1 | 1-2 days |
Application rules
Counts toward 5/24
Opening it takes one of your Chase 5/24 slots.
No standard sub
Additional Platinum cards for authorized users don't come with a welcome bonus. The account holder pays the additional-card fee.
About the Amex Platinum Authorized User
The Amex Platinum Authorized User is a personal American Express card from Amex with a $195 annual fee that earns Amex Membership Rewards points. It earns 5x on flights booked directly with airlines, 5x on travel booked through AmexTravel and 1x on everything else. It comes with 1 statement credit worth up to $120 a year if you use them all. Cardholders get access to Centurion Lounges, Delta Sky Club (10 visits per year when flying Delta) and Priority Pass Select (enrollment required). Points transfer to 20 airline and hotel partners, including Aer Lingus, AeroMexico and Air Canada Aeroplan. AwardHack values Amex Membership Rewards points at 1.99 CPP.
Frequently asked questions
What is the Amex Platinum Authorized User annual fee?
The Amex Platinum Authorized User has a $195 annual fee. Its statement credits add up to $120 a year if you use all of them.
Does the Amex Platinum Authorized User include airport lounge access?
Yes: Centurion Lounges, Delta Sky Club (10 visits per year when flying Delta), Priority Pass Select (enrollment required), Escape Lounges and Plaza Premium Lounges. Each Additional Platinum Card Member gets their own access on the same terms, including their own 10 Delta Sky Club visits. Unlimited Centurion Lounge access (including Sidecar by The Centurion Lounge), entering within 3 hours of departure or 5 hours on a layover. Guests are $50 each ($30 ages 2-17, under 2 free) and, from July 8, 2026, must be on the same flight; up to 2 guests are free after $75,000 in eligible purchases in a calendar year. 10 Delta Sky Club visits per card each year (Feb 1 to Jan 31) on same-day Delta-operated flights, not on Basic Economy, unlimited after $75,000 in calendar-year spend; extra visits and guests $50 each. Priority Pass Select (enrollment required, lounges only) with 2 free guests, Escape Lounges with 2 free guests (flight booked with a U.S. American Express card) and Plaza Premium Lounges with 2 free guests. Lufthansa lounge access ended on October 1, 2026.
Does the Amex Platinum Authorized User count toward Chase 5/24?
Opening it counts as one of your 5/24 slots.
Where can I transfer Amex Membership Rewards points?
To 20 partners: Aer Lingus (1:1), AeroMexico (1:1.6), Air Canada Aeroplan (1:1), ANA (1:1), Avianca Airlines (1:1), British Airways (1:1), Cathay Pacific (5:4), Choice (1:1), Delta (1:1), Emirates (5:4), Flying Blue AIR FRANCE KLM (1:1), Hilton Honors (1:2), Iberia (1:1), JetBlue (1:0.8), LHF Leaders Club (4:1), Marriott Bonvoy (1:1), Qantas Airways (1:1), Qatar Airways (1:1), Singapore Airlines (1:1) and Virgin Atlantic (1:1).
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